SMSF Refinance Special – Limited Time Only
Yes, it’s possible to have a low doc loan for your SMSF property!
If you struggle to show a regular income, it’s not easy securing lending to buy an SMSF property. Very few lenders offer these types of loans. At Low Doc Loan Experts, we try to accommodate all of our customers needs. That’s why we have access to specialised lenders willing to offer SMSF loans as a low doc option. These types of loans are suited to customers with specific retirement goals. If you’re self-employed or a small business owner and you can’t get approval for a standard SMSF loan, our low doc SMSF loans are a great option.
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Normally, an SMSF property must sit in a separate trust until the loan is repaid to comply with strict ATO legislation. This is often referred to as a Bare Trust or Custodian Trust and your SMSF is the sole beneficiary of that trust.
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Our low doc SMSF loan allows the trustee of the bare/custodian trust to be the borrower as opposed to the superannuation fund itself.
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There isn’t another lending solution like this in the marketplace.
Understanding Low Doc SMSF Loans
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Most lenders do not offer low doc SMSF loans.
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Fees and interest rates tend to be higher than standard loans. Our low doc SMSF structure gives you access to loans with lower rates than the usual inflated superannuation loans.
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Low doc SMSF loans don’t require traditional proof of income such as company financials or tax returns.
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The loan to value ratio for low doc SMSF loans can be as high as 70%.
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SMSF low doc loans tend to offer less flexibility.
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Maximum loan term up to 30 years.
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Loan applications require a signed borrowers income declaration by a licensed accountant (we can help).
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Our low doc SMSF loans are your stepping stone to more flexible, standard SMSF loans.
Have any questions?
Our experts are ready to answer them 1300 781 680.